New! Douugh Rewards now live. More Info
Easily put away money for your short-term savings goals.
Be prepared for life's unexpected with an emergency saving fund.
Every payday we help you get one step closer to your saving goals.
Reach your long-term goals faster with investment Portfolio Jars.
Whether you stash your cash for tomorrow or grow it with your future in mind. We make savings a priority every payday to help you set in place good habits. Budgeting has never been easier.
Automate your savings with Autopilot. We’ve created technology which will optimise your savings around the clock. Every payday money comes in, Autopilot then splits your money out across your Jars. Let our technology do the hard work for you!
Set up individual Stash or Invest Jars for different financial goals and set aside money every payday into those jars and track your progress.
Jars are completely separate from your checking account. Stopping you from digging into your savings!
Reaching your savings goals is important to us. Jars lets you set a target of how much you want to save and by when.
Rainy Day Jar
If 2020 taught us anything, it’s to expect the unexpected. Douugh makes putting money away for an emergency a priority, so you’re always ready for life’s curveballs.
We’ll set up your Emergency Jar on day 1, with a built-in goal to help you stash away $1,000. Helping you to get ahead!
Access to fee-free cash withdrawals at 37,000+ MoneyPass ATMs.
Spend with confidence everywhere Mastercard® Debit is accepted.
Connect to Apple Wallet, Google Pay, Samsung Pay, PayPal, and Venmo.
Your bank deposits are FDIC insured up to $250,000.*
All deposits are insured up to $250,000 through our partner Choice Bank, Member FDIC. We use 256-bit AES encryption to ensure your money is always safe.
You can lock/unlock your card, report it lost or stolen and change your PIN all within the app.
This is how Douugh performs against the traditional banks.
|Checking account with Apple Pay & Google Pay|
|Detailed spend analytics|
|Minimum opening deposit||$25 - $50¹|
|Automated money management|
|Savings & Wealth Jars|
|Automated saving goals|
|Separate account & virtual card to manage your bills|
Don’t just take our word for it
Farid, New York
Douugh helped me to figure out where I was going wrong in my spending habits. I've now managed to save up more this year than ever before.
“I love using Douugh, specifically the splurge account! Would recommend the app to anyone. The support is also great.”
Ray, New York
I had a friend suggest the Douugh app who was absolutely raving about it. I have it a try and I was very pleasantly surprised. I loved the interface and the ability to see where all my money was at one time. I also enjoyed the different piggy banks that I could save at once.
My only complaint is that I didn’t find it sooner!
Kevin, New York
The new design/interface is super sleek and user friendly. Douugh has really enabled me to gain control of my finances. Very much looking forward to future updates!
Christopher, San Antonio
I love the jar features! The ability to separate money in “jars” helps with more strategic saving goals. Having a jar specifically meant to track monthly bills and subscriptions is incredibly helpful! I also love the fact that the bills jar has its own account number and credit card for easier separation.
All I can say is wow this is an awesome concept and applying for an account was easy as pie I love the bills jar and spending targets it is just like simple bank but upgraded I just they add a way to edit your address and offer a mail a check feature in the near future but other than that everything is perfect I can’t wait to start using my new debit card
Douugh is required to collect specific information from you in order to verify your identity and ultimately set up a Checking Account for you. Douugh needs to comply with regulatory requirements from The Financial Crimes Enforcement Network to prevent fraud.
Please be assured that Douugh takes the security of your personal information very seriously. We use the latest encryption technology to keep your information safe.
Yes, Douugh is extremely safe and secure. We use state-of-the-art security measures. Your personal information is anonymized, encrypted, and securely stored.
All the funds in your account with Douugh are held by our partner bank, Choice Financial, Members FDIC. They’re insured to at least the FDIC maximum, which is currently $250,000.
Not exactly. We are a tech company, not a bank!
We are proud to say we are a technology company, pioneering a new business model focused on helping our customers live financially healthier lives, not getting them into more debt.
Our banking services and Douugh Mastercard® debit cards are provided by our amazing partner bank, Choice Financial Group. Choice is a member of the FDIC and insures your deposits up to at least $250,000.
At Douugh, we are changing your relationship with money for the better and helping you create healthier habits. Douugh shows you how you’re spending and where to cut back, making sure you’re always in control, living within your means, and saving for the future.
We're all about you (hence the extra 'U' in Douugh - corny right?). We want our community of awesome users to better themselves every week, month, and year - so you can live and enjoy the now and let us worry about the rest!
Free for the first 28 days, then just $4.99/month.
All our features are bundled into one simple, transparent monthly financial fitness membership designed to help you better manage and grow your money.