Your money is
always safe.

We're committed to ensuring your money is safe and secure by providing the best protection and insurance.

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App security

Ensure privacy with biometric login.

Minimum data kept on your device and fully encrypted.

Account security

All data fully encrypted with best-practice security levels in Douugh databases.

Lock your card at any time to prevent unauthorized charges. Unlock it again when you are ready or have it replaced if required.

Notifications of charges will alert you to unexpected or unauthorised charges.

FDIC Insurance

All checking accounts fully FDIC insured up to $250k.

Fraud Protection

Industry-leading AI fraud detection platform protects against transaction and account takeover fraud.

PCI-DSS compliant payment processors - all card and bank data is encrypted to keep your sensitive information safe.

Specialist compliance officers respond to and prevent potentially fraudulent activity.

Have any questions?

Why do you need my Social Security Number?

Douugh is required to collect specific information from you in order to verify your identity and ultimately set up a Checking Account for you. Douugh needs to comply with regulatory requirements from The Financial Crimes Enforcement Network to prevent fraud.

Please be assured that Douugh takes the security of your personal information very seriously. We use the latest encryption technology to keep your information safe.

Is Douugh safe?

Yes, Douugh is extremely safe and secure. We use state-of-the-art security measures. Your personal information is anonymized, encrypted, and securely stored.

All the funds in your account with Douugh are held by our partner bank, Choice Financial, Members FDIC. They’re insured to at least the FDIC maximum, which is currently $250,000.

Is Douugh a bank?

Not exactly. We are a tech company, not a bank!

We are proud to say we are a technology company, pioneering a new business model focused on helping our customers live financially healthier lives, not getting them into more debt.

Our banking services and Douugh Mastercard® debit cards are provided by our amazing partner bank, Choice Financial Group. Choice is a member of the FDIC and insures your deposits up to at least $250,000.

At Douugh, we are changing your relationship with money for the better and helping you create healthier habits. Douugh shows you how you’re spending and where to cut back, making sure you’re always in control, living within your means, and saving for the future.

We're all about you (hence the extra 'U' in Douugh - corny right?). We want our community of awesome users to better themselves every week, month, and year - so you can live and enjoy the now and let us worry about the rest!

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  1. Download the app
  2. Complete sign up
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Free for the first 28 days, then just $4.99/month.
All our features are bundled into one simple, transparent monthly financial fitness membership designed to help you better manage and grow your money.