Cashback that's invested in your future!
Earn up to 20% in Stockback™ as you spend. Putting you on a path to financial freedom.
Free money to take you further
Stockback™️ rewards is like free money to help you save and supercharge your investing to build long term wealth. Pay with Douugh at checkout or take a Spot.
Put your rewards to work for you
Break into the world of investing, or boost your investments, with Stockback™. We’ll tuck it away into your chosen Portfolio to let it grow on its own.
Even tough Spots have a silver lining
Did someone say borrowing that helps you invest in your tomorrow? Score a bonus 4% Stockback™ when your Spot is repaid in full.
Douugh Pay
Grow your money as you shop online!
Earn up to 20% in Stockback™ when you pay upfront or later with Douugh at checkout from a growing selection of online merchants.
Start earning with Stockback
Sign up and connect your card to the Douugh Wallet.
Checkout with Douugh at selected Merchants or take out a Spot in the App.
Once your rewards reach $10 its automatically invested into your Portfolio.
Your questions answered
What is Stockback™ rewards?
Stockback™ is Douugh’s game-changing rewards program, designed to help create positive money habits by investing and building your wealth.
You can earn up to 7% Stockback™ when you Pay Now or Pay Later using your Douugh Card.
Rewards are paid into your chosen investment portfolio every time you accumulate $10 in Stockback™.
Designed to promote smart money moves, there are a couple of ways you can earn Stockback™ :
Daily spending on your Douugh Card.
You can earn up to 3% on your first $100 spent and 0.5% on all eligible spending over $100 on your Douugh card.Paying back a Spot in full, on time or early.
A bonus of up to 4% Stockback™ can be earned on the first $100 of the last fully repaid, qualifying Spot.
A qualifying Spot is simply a Spot that was paid back in full, on time or earlier (no missed, late or underpayments.)
How much Stockback™ can I earn?
There is no limit to how much Stockback™ you can earn overall, however, there are some monthly bonus caps.
Designed to promote smart money moves, there are a couple of ways you can earn Stockback™:
Daily spending on your Douugh Card.
You can earn up to 3% on your first $100 spent and 0.5% on all spending over $100 on your Douugh card each month.Paying back a Spot on time or early.
A bonus 4% Stockback™ can be earned on the first $100 of the last fully repaid, qualifying Spot.
A qualifying Spot is just a Spot that was paid back on time or earlier (no missed, late or underpayments.)
When does my Stockback™ get invested?
Once your Stockback™ rewards balance reaches $10, it is automatically invested in your selected Portfolio on the next business day (US time).
You must have chosen a Portfolio for your Stockback™ to be invested for you, but if you are yet to choose a Portfolio, you will see your Stockback™ rewards balance accumulate in-app until you select your Portfolio.
Where does my Stockback™ go?
Once your Stockback™ rewards balance reaches $10, it is automatically invested in your selected Portfolio on the next business day (US time).
You must have chosen a Portfolio for your Stockback™ to be invested for you, but if you are yet to choose a Portfolio, you will see your Stockback™ rewards balance accumulate in-app until you select your Portfolio.
